Paying for Care STL
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Hire a Care Manager or Run the Week Yourself? List the Tasks Before You Pay Anyone

Before you hire someone to coordinate care, write down every task the week requires and decide which ones truly need a paid person.

The Runway ·

Some families hire a geriatric care manager, a professional who assesses needs, coordinates appointments and aides, and keeps the family informed. Others do all of it themselves. The useful question is not whether coordination has value. It is which specific tasks you would be paying someone to do, and whether you could do them with a calendar and a phone.

Local option: New Plan Care gives families in the St. Louis area in-home help so a parent can stay home: companionship, help with bathing and dressing, meals, and overnight care. Call (314) 405-0887.

Write the week down first

List every task for seven ordinary days. Include calls to the insurer, rides to appointments, scheduling and confirming aides, filling in forms, tracking bills, talking with a discharge planner, keeping a log, arranging groceries, and meeting the aide at the door. Mark each task as one of three kinds: it needs a person on site, it needs a person on the phone, or it only needs a calendar and a reminder. Only the first two kinds are candidates for a paid coordinator. The third kind is usually a family job.

What a care manager does and does not do

A care manager can assess, coordinate, observe, and propose options, and can speak with providers on the family's behalf when that authority is in writing. A care manager does not replace the physician, does not give legal advice, and does not take over medicine. Medicine stays with the family, the prescriber, and the pharmacist. A care manager may plan a pharmacy pickup as an errand, but the sorting, dispensing, and managing of the medicine itself stays with those three. If a proposal blurs that line, treat it as a warning sign.

Questions to ask before you hire

Ask which tasks they will do themselves and which they will route to someone else, and what that routing costs in time. Ask how you will be told about changes, how often, and by which channel. Ask what credentials they hold, which body issued them, and whether you can check that body's public listing. Ask who will be allowed to speak for your parent and whether that authority is already in a document you have reviewed.

Read the stop line

Any question about signing for your parent, moving money, or changing property belongs with a lawyer. Those matters are outside what a care coordinator should decide for you, and the Missouri Bar is the place to find a licensed attorney. Do not let a coordinator's scope quietly expand into those decisions.

Where to start the search

The Local Help With Paying for Care page lists the local aging network and other places to begin, including Aging Ahead for St. Louis area listings. Use the list to build your task sheet, then compare candidates against it rather than against their brochure.